Chandigarh, June 18 : Aditya Birla Housing Finance Limited , a housing finance company and a subsidiary of Aditya Birla Capital Limited, has expanded its footprint in Chandigarh with the launch of a new branch in Sector 8C, as part of its broader plan to expand its pan-India distribution network. With this addition, ABHFL’s total network in Chandigarh has increased to 9 Branches, strengthening its presence in high-growth markets and improving customer accessibility.
Chandigarh is poised for a gradual transformation in its urban landscape, driven by the administration’s move toward a high-rise development framework aimed at optimising land use and addressing persistent housing shortages. This approach, supported by infrastructure upgrades, is likely to boost the supply of housing and improve affordability. Against the backdrop of limited new housing supply and rising population pressure, the shift toward vertical development will play a critical role in expanding homeownership opportunities. The new ABHFL branch will enhance the company’s capacity to meet this demand by offering tailored and accessible financing solutions for home purchase, construction, and renovation.
ABHFL offers a comprehensive suite of housing finance solutions tailored to diverse customer segments, including affordable housing, prime housing, construction finance, and loans against property, catering to salaried individuals, self-employed professionals, self-employed non-professionals, and emerging income groups. Backed by a robust digital ecosystem, ABHFL enables a seamless onboarding, Faster Approvals, and enhanced transparency, ensuring a superior customer experience.
To mark the launch, ABHFL is offering zero login fees along with spot loan sanctions of up to INR 50 lakh, valid from June 17 to June 30, 2026, enabling faster and more affordable access to credit for customers at these new branches.
Speaking on the expansion, Mr. Pankaj Gadgil, MD & CEO, Aditya Birla Housing Finance Limited, said,
“Chandigarh is a key growth market for us. With strong demand and rising aspirations, we are scaling our regional presence to deepen customer engagement. By combining our growing distribution footprint with robust digital capabilities, we aim to make the homeownership journey simpler, faster, and hassle-free for customers.”
Aligned with its promise of delivering a ‘Happy Home Loan Journey’, this expansion underscores ABHFL’s continued focus on customer-centricity, responsible lending, and driving financial inclusion through a diversified and granular retail portfolio.